Welcome to Life Navigator (the "App"), developed and operated by IQSYNDICATE ("we," "us," or "our"). By using this App, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using the App. If you do not agree to these terms, you should discontinue using the App immediately.

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1. Acceptance of Terms

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By accessing or using Life Navigator, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as any additional terms and policies referenced herein, including but not limited to our Privacy Policy.

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2. Eligibility

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You must be at least 13 years old to use the App. By using the App, you represent and warrant that you meet this age requirement. If you are under the age of 13, you must have permission from a parent or legal guardian to use this App.

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3. User Accounts

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To access certain features of the App, you may be required to create an account. You are responsible for providing accurate, current, and complete information during the registration process. You are also responsible for maintaining the confidentiality of your account and password and for restricting access to your device. You agree to accept responsibility for all activities that occur under your account.

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We reserve the right to suspend or terminate your account if any information you provide is inaccurate, false, or incomplete, or if we reasonably believe that your account is being used for fraudulent purposes or violates any of these Terms.

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4. Use of the App

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You agree to use Life Navigator only for lawful purposes and in a manner consistent with these Terms. You agree not to:

• Post, upload, or transmit any content that is illegal, harmful, threatening, defamatory, or otherwise objectionable.

• Use any automated means (e.g., bots or scraping tools) to access the App or extract any data without prior written permission.

• Attempt to interfere with or disrupt the App's operations, including by introducing any viruses or harmful code.

• Use the App for commercial purposes without prior consent from us.

We reserve the right to monitor and review your use of the App and to take any necessary action if we believe you are in breach of these Terms.

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5. Features and Services

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The App includes various features that provide suggestions, assessments, and information based on user inputs, including but not limited to:

• Path Finder: Provides questions to help users choose paths such as higher education, freelancing, business, or other career options, followed by a SWOT analysis and pros and cons evaluation.

• Decision Trainer Game: A quiz-style game that presents users with life scenarios and options for decision-making.

• Goal Tracker: Allows users to manually track their goals and tasks.

• Find a Career Test: Suggests career paths based on user preferences.

• Ask AI: A page where users can interact with AI for advice on specific queries.

While these features are designed to assist users in making informed decisions, Life Navigator does not guarantee specific outcomes, and all decisions made based on the App’s suggestions are the sole responsibility of the user.

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6. No Financial, Legal, or Professional Advice

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The content provided in the App, including any advice or suggestions, is for informational purposes only. The App is not intended to provide, and should not be relied on for, financial, legal, medical, or professional advice. You should consult a qualified professional before making any significant decisions.

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7. Fees and Payments

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The App is free to download and use, but certain features, such as career consultations or specialized reports, may be available for purchase. Any fees will be clearly outlined within the App. Refunds are not provided for paid services unless otherwise specified.

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For workshops, as outlined in our Refund Policy, refunds are not provided due to the affordable pricing structure.

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8. Intellectual Property

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All content, features, and functionality available through the App—including but not limited to text, graphics, logos, icons, images, software, and data compilations—are the exclusive property of IQSYNDICATE or its licensors and are protected by international copyright, trademark, and other intellectual property laws.

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You may not copy, reproduce, distribute, or create derivative works from any part of the App without our express written consent.

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9. Third-Party Links

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Life Navigator may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, privacy policies, or practices of any third-party websites or services. By using the App, you expressly relieve us from any and all liability arising from your use of any third-party website or service.

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10. Termination

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We may terminate or suspend your access to the App at any time, without prior notice, for any reason, including if you violate these Terms. Upon termination, your right to use the App will immediately cease, and any data associated with your account may be permanently deleted in accordance with our Data Retention Policy.

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11. Disclaimer of Warranties

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Life Navigator is provided on an “as-is” and “as available” basis. We make no warranties, whether express or implied, regarding the operation or availability of the App or the accuracy, completeness, or reliability of any content or suggestions provided through the App.

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We do not guarantee that the App will be uninterrupted, secure, or error-free, or that any defects in the App will be corrected.

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12. Limitation of Liability

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To the fullest extent permitted by applicable law, IQSYNDICATE shall not be liable for any indirect, incidental, consequential, or punitive damages, including loss of data, profits, or revenue, arising out of your use of the App.

Our liability to you for any cause of action, regardless of the form, shall be limited to the amount, if any, that you have paid to use the App or its services.

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13. Indemnification

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You agree to indemnify, defend, and hold harmless IQSYNDICATE and its affiliates, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including legal fees, arising out of or in any way connected with your access to or use of the App.

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14. Governing Law and Dispute Resolution

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These Terms are governed by and construed in accordance with the laws of Gujarat, India. Any disputes arising out of or related to these Terms or your use of the App shall be resolved through binding arbitration in accordance with the rules of the Indian Council of Arbitration (ICA).

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15. Changes to These Terms

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We reserve the right to modify these Terms at any time. Any changes will be posted within the App, and the updated Terms will include a new effective date. By continuing to use the App after any changes, you agree to be bound by the updated Terms.

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16. Contact Information

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If you have any questions or concerns about these Terms, please contact us at business@iqsyndicate.com.